Brokers are authorised insurance intermediaries who can advise clients and carry out regulated insurance distribution activities (subject to local rules). Partners/introducers are not insurance intermediaries and are limited to introducing prospective clients to BIG.

You can identify potential clients and introduce them to BIG. We then take care of the insurance work: fact-finding, quotations, negotiating with insurers, placing cover, and ongoing support.

Partners must not give insurance advice, present or recommend products, negotiate terms, issue policy documents, handle claims as an intermediary, or collect premium payments. If you’re unsure whether something amounts to “advice”, ask us and we’ll guide you.

BIG manages the process end-to-end: fact-finding, plan design, market comparison, negotiating with insurers, onboarding and ongoing support. We’ll keep you updated (subject to privacy requirements and the client’s consent).

In most cases, you remain the client-facing broker and BIG acts as a specialist placing partner for IPMI: we obtain quotations, negotiate with insurers, coordinate underwriting and issuance, and support administration and, where relevant, claims escalation.

Yes. We regularly handle cross-border cases. The right distribution setup depends on where the client is based and local rules, but we’ll propose a compliant and practical way of working.

Usually not. Remuneration is typically commission-based via insurers, and the structure is agreed transparently with you in advance. If a fee-based project is needed, it will be discussed and agreed upfront.

Commission is typically earned once cover is placed and the insurer has received the premium (subject to the conditions set out in the applicable agreement).

Payments are usually made once we have received remuneration from the insurer and, where applicable, after the broker/partner has issued an invoice—following the timing and payment terms set out in the agreement.

As a minimum: nationality, country of residence, ages, family composition, required area of cover, and any key medical considerations. For groups: headcount, demographics, countries of residence, and target benefits/budget.

Yes — but you should only share personal data with the prospect’s consent and for the purposes of the introduction. We handle data in line with applicable privacy requirements and use it only to progress the enquiry.

Only with prior written approval. Partners/introducers must not present themselves as BIG employees, agents, or official representatives.

This depends on the collaboration model (broker vs introducer) and what’s agreed for the case. Our aim is always clear roles, an excellent client experience, and a sustainable long-term partnership.

Yes. We support renewals and mid-term changes, and we can assist with claims escalation by coordinating with the insurer—while respecting the responsibilities of the client-facing broker where applicable.

Send us a message via the Brokers & Partners form with your company details and what you need. We’ll come back with next steps, the most suitable collaboration setup, and (if relevant) the agreement to sign.